Job aids

ALW and money: the steps to remember

The short step lists from each lesson of ALW and money: room and board, SSI and what the home may charge, on one page. Print it for the station or the break room. Each list points back to its lesson, where the sources are linked.

Decision guide

Is this charge allowed?

Does the person get SSI/SSP?

  • Yes

    Is the charge for a private room the person chose after a shared room was offered?

    • Yes

      In an RCFE this may be allowed if it is in the admission agreement and is no more than 10% of the room-and-board part ($706.07 in 2026). If it is more, ask Community Care Licensing.

    • No

      Is it for special food the person chose to buy, beyond the meals and snacks the home must serve?

      • Yes

        In an RCFE this may be allowed when the person wants it and agreed to the charge in the admission agreement. Check that the agreement shows it.

      • No

        Is it an extra $20 a month, and does the person have income besides SSI/SSP?

        • Yes

          This may be allowed if the person agreed in the admission agreement to pay the extra $20 for basic services. Check that the agreement says so.

        • No

          For an SSI/SSP resident in an RCFE, basic services come at the basic rate with no extra charge. Ask the home and the care coordinator, then call Community Care Licensing at 1-844-538-8766 if it stays.

  • No

    The CDSS SSI/SSP limits are for people who get SSI/SSP. Read the admission agreement and ask the home to explain the charge in writing. DHCS says ALW cannot cap room-and-board rates.

This guide helps you decide what to ask. It does not decide whether a charge is allowed; Community Care Licensing looks into that. The private-room and special-food rules are from the RCFE regulations; for an ARF, ask Licensing which rule applies. For a legal question about a contract, get legal help.

Step through it one question at a time: alwbeta.com/training/courses/alw-money-room-and-board#decision-guide

Questions to ask

Questions worth asking

  1. To the home: How much will you charge each month for room and board, and may I have that in writing?
  2. To the home: May I see the admission agreement before anyone signs? Which items cost extra, and how much?
  3. To the home: She gets SSI/SSP only. Will her basic services be at the basic rate, with no other charge?
  4. To the home: Is a shared room offered? If she wants a private room, what is the charge, and is it in the agreement?
  5. To the home: He has income besides SSI/SSP. Will you charge the extra $20 a month, and where does the agreement say so?
  6. To the care coordinator: A new charge is on her bill. Can you help us understand it?
  7. To Community Care Licensing: Is this charge allowed for a resident on SSI/SSP?
  8. To the Ombudsman: We think someone is misusing my father's money. What can we do?

Lesson 1

Two parts: the care, and the room and board

When someone moves to an assisted living home with ALW, the money comes in two parts. ALW pays one part. The person pays the other. This lesson gets you ready to answer the first money question in your family: what will ALW pay, and what will our loved one still pay the home each month?

  1. ALW pays the home for care services
  2. The person pays the home for room and board
  3. Room and board comes from the person's own income
  4. Keep some money for personal needs
  5. Not only SSI/SSP? Get each home's rate in writing
  6. Read the admission agreement before anyone signs

Lesson: alwbeta.com/training/courses/alw-money-room-and-board#lesson-fam-money-two-parts

Lesson 2

SSI/SSP: the 2026 amounts

Many people in care homes live on SSI/SSP. The state sets how much of that payment goes to the home and how much the person keeps. This lesson gets you ready to read the 2026 amounts, so you can check a home's monthly bill and see how much money your loved one keeps.

  1. SSI/SSP in a licensed home, from January 1, 2026: $1,626.07 a month
  2. Basic services: $1,444.07 ($706.07 room and board, up to $738.00 care and supervision)
  3. The person keeps at least $182.00
  4. A couple's total is doubled
  5. Check the year on the CDSS notice

Lesson: alwbeta.com/training/courses/alw-money-room-and-board#lesson-fam-money-ssi-ssp

Lesson 3

Extra charges: what the home may add

A new fee on a bill can worry a family. For a resident on SSI/SSP, the state rules allow only a few extra charges. This lesson helps you look at a charge and decide if you should ask about it. It also shows who to ask: the home, the care coordinator or Community Care Licensing.

  1. SSI/SSP in an RCFE: basic services at the basic rate, no extra charge
  2. Private room: shared room offered, in the agreement, up to 10% of room and board
  3. Special food: the person chooses it and agrees in writing
  4. Other income: $20 more a month, by agreement
  5. Questions: the agreement, the home, the care coordinator
  6. Licensing: 1-844-538-8766. Elder abuse: 1-800-231-4024

Lesson: alwbeta.com/training/courses/alw-money-room-and-board#lesson-fam-money-extra-charges

Beta’s ALW team, course version 2026.10.3, text checked against its sources on October 22, 2026. Educational only. Not continuing-education, licensure or regulatory credit. Follow your employer’s current procedure and the person’s current plan. Call 911 for a medical emergency.

Call the ALW teamFit check