Calculator

What you pay the home under ALW

This page covers one thing: the resident's side of ALW in 2026, the room-and-board charge and the $182 personal needs allowance. Medi-Cal pays the home for care; the resident pays the room, the meals and basic services from income. Pick the income to see the 2026 limits. The full picture, what ALW pays and what you pay, is on What ALW costs.

The home may charge, at most
$1,444.07
Of the $1,626.07 SSI/SSP a month in a licensed home, for room, board and basic services.
The person keeps, at least
$182.00
For personal needs. The home may not take it.
The care itself
Paid by Medi-Cal
DHCS pays the home a daily rate by tier. It is never billed to the resident.

Arithmetic from the CDSS 2026 SSI/SSP notice (PIN 25-19-CCLD). Not a quote and not a bill. The figures change each January.

How the figure is set

For a resident whose income is SSI/SSP, the California Department of Social Services sets what a licensed home may charge each year. In 2026 the SSI/SSP payment in a licensed home is $1,626.07 a month; the home may charge at most $1,444.07 of it for room, board and basic services, and the resident keeps at least $182.00 for personal needs.

If you do not get SSI/SSP

The state sets no cap on room and board for a resident whose income is not SSI/SSP. The home sets its rate; ask for it in writing, with what it includes, before the move. The care is still paid by Medi-Cal under the waiver.

What the $20 is

A home may charge up to $20 more a month only if the resident has income besides SSI/SSP and the admission agreement says so.

What the home may not charge for

The care the waiver pays for. A home that asks a waiver resident for a "care fee" on top of room and board is asking for something Medi-Cal already pays. Say so, and tell your Care Coordination Agency.

Where the figures come from

Call the ALW teamFit check